THE COMPANY
Engineered by bankers, for banks.
WHY WE EXIST
We watched banks overpay for the wrong software.
MaalOS was founded by engineers who built and ran systems inside banks — and watched Islamic institutions pay legacy-vendor prices for software that treats Shariah compliance as an afterthought and East Africa as a footnote.
We build the alternative: a modern platform that speaks Murabaha natively, deploys on the bank's own servers, and goes live in twelve weeks — at a price a growing institution can justify.
HOW WE WORK
Three principles.
Product, not project
The system is built; we tailor it to you.
Standards, not vibes
Product claims trace to AAOIFI standards.
Your control
On-premise deployment, escrow available, no data hostage.
THE COMPANY
The legal facts.
- ENTITY
- MaalOS is a product of MERHABA ICT SOLUTION LIMITED, registered in Kenya.
- OPERATIONS
- Operations across Nairobi and Mogadishu.
- CONTRACTS
- Contracts read MERHABA ICT SOLUTION LIMITED t/a MaalOS.
WHERE WE'RE HEADED
East Africa first — where Islamic banking is growing fastest and served worst — then the wider region and the Gulf. The goal: MaalOS as the operating system for Islamic finance in emerging markets.
See MaalOS running in 30 minutes.
We'll walk through a full Murabaha financing cycle, end to end — on a live system.